Salt Bank launches investment offering with Upvest

• Salt Bank, Romania’s first and fastest-growing digital bank, has introduced securities trading for the first time.
• Powered by Upvest’s Investment API, Salt Bank’s end users can now seamlessly invest directly from their banking app.
• The partnership strengthens Salt Bank’s growth path and showcases how Upvest’s modern investment infrastructure can scale in new markets.

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Bucharest/Berlin, 14. October 2025 – Salt Bank, Romania’s first and fastest-growing neo-bank, has teamed up with Berlin-based Upvest to expand its investment offering, giving end users direct access to international capital markets and the ability to invest in securities straight from their banking app.

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Launched just one year ago, Salt Bank has already attracted more than 500,000 end users, making it one of the most successful new entrants in Romania’s banking market. Backed by Banca Transilvania, South-Eastern Europe’s largest financial group, Salt Bank is rapidly evolving from a challenger bank into a full-service financial platform. By expanding its offering beyond everyday banking, Salt Bank is bringing long-term wealth-building tools to the fingertips of everyday Romanians.

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With Upvest’s Investment API, Salt Bank provides a fully integrated and seamless trading experience. The new service enables end users to buy and sell securities with transparent fees, directly within their mobile banking environment. This launch marks Salt Bank’s entry into the global investment space, with additional features and expansion of the offering planned after the initial go-live.

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Gabriela Nistor, CEO of Salt Bank, says: “At Salt, banking has always been about people — about giving them the freedom to move at their own pace, in a way that feels right for them. With Salt Investments and our partnership with Upvest, we wanted to take that freedom even further: for people to be able to invest globally. But investing isn’t just about markets or charts. It’s about trust — about having the courage to take that first step toward your future, knowing you already have what you need: clarity, confidence, safety – investing from their banking app they already trust.” 

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Martin Kassing, CEO and co-founder of Upvest, adds: "Salt Bank’s impressive growth story shows the huge demand for modern financial services. We are proud to partner with them on their journey into investments and to provide the investment infrastructure that enables their end users to access securities effortlessly and at a low cost."

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Salt Bank’s investment product is now available to its Romanian end users, with further expansions planned.

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About Salt Bank
Salt Bank is Romania’s first digital-only neo-bank, launched in 2024. Part of Banca Transilvania Financial Group, Salt Bank has reached over 500,000 customers in its first year. Its mission is to make banking as you want more than a promise — a daily reality.

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About Upvest
Upvest is a technology company and investment firm that offers banks, brokers, and wealth managers modern infrastructure for securities trading via its Investment API. In addition to its technology, it also offers trading, custody, and back-office services to its clients. This enables financial institutions to comprehensively and cost-effectively modernise their investments business and grow profitably. Upvest's clients include rapidly growing fintechs such as Revolut, N26, bunq, Webull, and Raisin, as well as digital banks such as Openbank and DKB. 

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Upvest was founded in 2017, has 250 employees, and processes over 100 million trades annually. The company continues to be independently managed by its founders Martin Kassing, Dr. Til Rochow, and Tobias Auferoth and is well capitalised with the backing of investors such as Earlybird and Bessemer Venture Partners.

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Media Contact Salt Bank:

Kiran Bhatti

Email: kiran.bhatti@salt.bank 

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Media Contact Upvest:

Julieta Varsano

Email: press@upvest.co