Zopa Bank partners with Upvest to launch Investments in the UK

• Zopa launches Investments to help Brits grow their money confidently
• Upvest’s infrastructure will power Zopa’s investment products, providing customers with a seamless digital experience, including real-time status updates and easier internal ISA transfers
• The collaboration sets a new standard for retail investing in the UK, combining Zopa’s trusted brand with Upvest’s market-leading technology

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London, 20 November 2025 - Zopa Group PLC, the digital bank pioneer trusted by 1.6 million customers, is today announcing a landmark partnership with Upvest, Europe’s leading investment infrastructure provider. 

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Designed for the nation’s new generation of first-time investors looking to make their money work harder with peace of mind, the news will see Upvest power Zopa’s investing capabilities, available in General Investment and ISA wrappers.  

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Zopa Investments are being rolled out in beta to existing customers before becoming available to the wider public in early 2026, initially targeting those 15 million UK adults who hold more than six months’ income in cash but are not yet investing. 

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The partnership will support millions of UK consumers on their investing journeys, powered by Upvest’s Investment API. 

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Future updates will introduce a selection of Exchange Traded Funds (ETFs) as well as user experience additions such as insights and prompts to help customers get the most from the product.  

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Customers can start investing in minutes with as little as £1 while retaining the flexibility to withdraw and return funds throughout the tax year and maintain their full ISA allowance.

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Merve Ferrero, CSO at  Zopa, said: 

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“For far too long, Brits have been sitting on billions of cash — not because they don’t want to invest, but because they don’t know where to start. At Zopa, we’re changing that. 

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We’re thrilled to be working with Upvest to unlock Investments for millions of UK consumers for the first time. Bringing Investments and Stocks & Shares ISA accounts alongside savings and cash ISAs under one Zopa roof gives our customers more financial control, all within a simple, education-led platform designed to build confidence and peace of mind.” 

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Symmie Swil, UK General Manager of Upvest, said: 

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“We’re proud to be powering Zopa’s brand new capabilities with Upvest’s Investment API. Our partnership will make investing easy, simple, and trustworthy for Zopa’s 1.6 million customers as it enters its next phase of growth. 

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"Zopa is a trusted brand empowering people to build wealth and take greater control of their finances, and it sits at the forefront of digital banking innovation. With Upvest’s technology, Zopa is seamlessly integrating investing alongside current accounts, offering customers a holistic view of their finances and meeting them where they are. We’re delighted to partner with Zopa as they expand their offering and make wealth building accessible to a new generation of British investors."

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The integration of Upvest’s industry-leading technology transforms how retail investors move and manage their ISA funds, making internal transfers (between the existing Zopa Cash ISA and new Stocks and Shares ISA) seamless.

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In a market built around saving, this capability helps more people start investing while enabling financial institutions to better support long-term wealth building. By also powering seamless external ISA transfers and real-time visibility on transfer statuses, Upvest helps Zopa become a central financial hub, offering a holistic experience across saving and investing and building customers’ confidence in managing and growing their money.

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Founded in Berlin in 2017, Upvest is now active in over 20 European markets and has quickly become one the UK’s leading investment infrastructure providers. Upvest processes up to 10 million orders per month (as of October 2025) on behalf of its clients including N26, bunq, Raisin, Santander’s Openbank, DKB, and others. Zopa joins existing clients in the region, including Webull and Revolut, who are leveraging Upvest’s market-leading technology to deliver unparalleled investment offerings in the UK. 

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About Zopa 

Founded in 2020 with a full banking licence and backed by some of Silicon Valley’s most iconic investors, digital bank Zopa is building the Home of Money.  This is a place where financial products deliver good value and managing money is made effortless; deep and long-lasting relationships mean customers are left confident about their choices. Zopa seamlessly blends the agility of digital banking with 20 years of lending expertise - having lent more than £13 billion to consumers in the UK to date.  It is reliable as a big bank, as helpful as a challenger bank but with more peace of mind than both. One of the UK’s highest-rated and most celebrated financial brands, Zopa was again voted the UK’s best Personal Loan Provider and best Credit Card Provider at the 2024 British Bank Awards.   

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Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

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About Upvest

Upvest is a technology company and investment firm that offers banks, brokers, and wealth managers modern infrastructure for securities trading via its Investment API. In addition to its technology, it also offers trading, custody, and back-office services to its clients. This enables financial institutions to comprehensively and cost-effectively modernise their investments business and grow profitably. Upvest's clients include rapidly growing fintechs such as Revolut, N26, bunq, Webull, and Raisin, as well as digital banks such as Openbank and DKB. 

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Upvest was founded in 2017, has 250 employees, and processes over 100 million trades annually. The company continues to be independently managed by its founders Martin Kassing, Dr. Til Rochow, and Tobias Auferoth and is well capitalised with the backing of investors such as Earlybird and Bessemer Venture Partners.

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Zopa Press Contact

PR@zopa.com

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Upvest Press Contact:

Julieta Varsano

press@upvest.co