Build the next generation of brokerage propositions

Launch real-time fractional trading across all asset classes and markets. Introduce embedded wealth features such as saving plans and portfolios to boost retention.

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A modern brokerage to grow your end-user base

Digital-first brokerage

Mobile-first, low-commission, and fully digital user experience.

Embedded wealth features

Personalised and cost-efficient wealth and pension products that align with your end users’ goals and risk appetite.

Market expansion

Fully localised functionality across markets, including regional household-name stocks, tax administration, reporting, and local pension wrappers.

Agentic brokers

Real-time data insights, news feeds and personalised AI-guidance to make better investment choices and react to market events in real-time.

Savings plans

Recurring investments into single instruments or portfolios, enabling end users to build long-term wealth on auto-pilot.

Not seeing your target use case? Our API supports any investment product. You bring the vision, we provide the infrastructure toolkit.

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Build a market‑ leading brokerage proposition with Upvest

  • Real fractions across all assets

    Offer fractions with full investor protection and rights, enabling investments starting from €1, £1 or $1 across all instruments.

  • Expand into markets and asset classes

    Connect to international trading venues to offer multi-currency trading in EUR, GBP, and USD (more to come), and new asset classes across Europe and the UK.

  • Real-time investment UX

    Deliver fully digital processes, featuring instant account openings and instant buying power, real-time trading, and event-driven account insights.

  • Automate over 99% of processes

    Leverage automation across the entire value chain to deliver faster execution and superior UX.

  • Market-leading costs

    Reduce fees for your end users to below €1, £1 or $1 per trade with low infrastructure costs and automation.

Unlock next-gen brokerage capabilities via one unified investment platform

Asset coverage

Access to 100k+ instruments, including stocks, ETFs, mutual funds, money market funds, ELTIFs, securitised derivatives, bonds, and more (crypto coming soon)

Real-time fractions

Fractional investing available across all assets, starting from €1, £1 or $1 (more currencies to be added soon)

Market connectivity

Execution via local German exchanges (e.g. Tradegate), global markets (e.g. via JPMorgan), fund and derivatives aggregators (e.g. Vestima, CATs-OS) and more

Multi-currency trading

Trading in EUR, USD, and GBP (other currencies coming soon). Handle FX yourself, or let Upvest manage it for you

Market data

Real-time and historic (up to 5 years) price data across all instruments and markets

Advanced order types

Market, limit and stop orders, with additional order types such as one-cancels-other, stop-limit, and trailing orders, plus 24/5 trading, coming soon

Mobile screen showing assets portfolio with stocks, ETFs, and derivatives values and a navigation menu.
Investment app screen showing €10 invested in 0.035 shares of Apple with a numeric keypad to enter amount.
Mobile app screen showing stock, ETF, and fund search with popular and trending market listings.
Mobile app screen showing stock prices and trends with total €1,250.56 available for trading.
Mobile screen showing Apple stock price €271.65, 130.72% increase, price chart, and key stock metrics.
Mobile app screen showing Apple stock buy order with stop limit set between 293.54 and 295.01 euros.

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TECHNOLOGY

Infrastructure designed to run elastically in cloud environments, ensuring high availability and efficiency

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Operations

Automation of over 99% of middle- and back-office processes across brokerage, settlement, and custody

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Licences

Supervised by Bafin and the FCA*, Upvest offers full regulatory compliance

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One infrastructure across the entire investment lifecycle

We enable your investment product along every step of the user journey.

Mobile screen showing account opening form with personal info fields and buttons on a broker app.

Account opening

  • User onboarding and account opening in seconds via KYC reliance and background AML checks
  • Opening of unlimited accounts per end user for wealth and brokerage experiences
  • API-based role management linking end users and accounts
Mobile screen showing funding of €500 from bank to investment account with current balances and keypad.

Account funding

  • Opening of cash accounts at Upvest (via banking partners) or use of your own cash accounts
  • Upvest cash accounts in the end user’s name via vIBANs, fundable via direct debits and (instant) SEPA credit transfers
  • Optional virtual cash balances for real-time buying power tracking and management, in case of your own cash accounts
Mobile app screen showing buying a conservative ETF portfolio with 30% stocks, 70% bonds, investing €250.

Order management

  • Dynamic and static cost transparency reports (e.g. ex-ante and ex-post), embedded pre-order checks, as well as order surveillance and monitoring
  • Support for all order types, such as market, limit, and stop orders
  • Placement and execution of orders across various markets either straight-through or via block orders with configurable cut-offs
Mobile app screen showing investment overview with €28,955.82 total assets split into ETFs, stocks, bonds, and funds.

Digital custody

  • Digital position management and reporting on valuations and account performance
  • Full processing of corporate actions, including digital instruction management
  • Tax handling, including reporting, withholding, and administration
  • Regulatory and end-user reporting
User Marcel Schwarz account overview showing active personal and pension account groups with portfolio and account values.

Scalable support

  • Automated support and ticketing flows with real-time status updates
  • Expert B2B2C support on edge cases to enable your first line
  • Self-service middle- and back-office tooling via the Upfront service panel

Trusted by Europe’s leading fintechs

How IG launched equities and ETFs with Upvest’s Investment API

IG partnered with Upvest to seamlessly embed a best-in-class equities offering into its frontend and expand its investment offering across Europe.

4 months

to go-live

 €0

 trading fees

France

as first market

Read the full story

How Webull expanded into the UK with Upvest’s investment infrastructure

With Upvest’s API-first investment infrastructure, Webull delivers a premium experience to retail investors with minimal operational overhead.

£1

minimum investment

Months

not years for go-live

Stocks & ETFs

for the first time  in the UK

Read the full story

Build investment experiences your end users will love

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