Modernise your investment offering with state-of-the-art infrastructure
Upgrade your investment infrastructure with Upvest to launch best-in-class investment products and outcompete digital-first challengers on UX and costs.
Transform your investment offering with best-in-class products
Not seeing your target use case? Our API supports any investment product. You bring the vision, we provide the infrastructure toolkit.
Investment infrastructure modernisation
Financial institutions that embrace modernisation benefit from accelerated innovation, operational efficiency, lower costs, and crucial AI readiness.
The build, buy, or partner decision
Leading banks take a hybrid approach: own user-facing differentiating features, outsource commodity functions, and partner strategically. Getting this balance right unlocks speed and scale, and separates tomorrow’s industry leaders from those left behind.
Mapping your modernisation journey
By aligning infrastructure modernisation with business strategy and executing in stages, banks can gain tangible benefits early.
Assess
Establish a baseline across your UX, products, technology, processes, data, regulatory readiness, and costs. Identify gaps and benchmark against industry best practices.
Plan
Define a future-state architecture, set transformation goals, and build a phased roadmap. Choose your approach (build, buy, or partner) and align stakeholders across business and IT.
Implement
Begin implementation in targeted domains or with standalone products. Roll out capabilities incrementally, avoiding big-bang transformations.
Iterate
Monitor performance, gather feedback, and refine both technology and operating models.
Real transformation, powered by Upvest
Launch a greenfield offering or execute a full-stack migration. Trusted by 30+ clients, Upvest has the solutions and expertise to get you live fast and de-risk and complete larger migration projects.
Proven at scale
Based on 30+ client launches and migrations, our experts deliver in-depth consultation on GTM approach, system design, initial build vs expansion plans, migration, and more.
Staged approach
Run Upvest alongside your existing systems and replace components progressively to reduce risk. Our team supports you at every stage for fast solutioning so that you can operate with confidence.
Seamless migration
Our migration process has been validated across established financial institutions with billions in AuM. Clear prerequisites and checkpoints keep disruption minimal and ensure business continuity.
The investment infrastructure for modern banks
Embedded UX
Embed investing directly into your existing banking experience with instant transitions between cash, savings, brokerage, and wealth products.
Fast go-to-market
Launch investment products across Europe and the UK in weeks, including local assets, pension products, local currency trading, and tax administration.
Lean operations enabled by automation
Reduce manual operations overhead through outsourcing your middle- and back-office processes, resulting in more efficient operations and customer service.
Market-leading costs
Offer a highly competitive product and lower end-user fees to below €1, £1 or $1 per trade, thanks to Upvest's low-cost infrastructure and high degree of automation.
Built for scale
Handle millions of end users and transactions on a cloud-native Investment API. Having processed 100m orders in 2025, Upvest is designed to support high trading volumes.
Investment infrastructure to modernise and scale your offering
Asset coverage
Access to 100k+ instruments, including stocks, ETFs, mutual funds, money market funds, ELTIFs, securitised derivatives, bonds, and more (crypto coming soon)
Fractional investing
Fractional investing available across all assets, starting from €1, £1 or $1 (more currencies to be added soon)
Savings and withdrawal plans
Recurring buys and sells with custom intervals and amounts on single instruments and portfolios
Multiple account types
Single, joint, child, and business accounts available across all EU and UK jurisdictions
Integrated cash accounts
Your existing cash accounts are leveraged for instant funding and trading
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TECHNOLOGY
Infrastructure designed to run elastically in cloud environments, ensuring high availability and efficiency
Operations
Automation of over 99% of middle- and back-office processes across brokerage, settlement, and custody
Licences
Supervised by Bafin and the FCA*, Upvest offers full regulatory compliance
One infrastructure across the entire investment lifecycle
We enable your investment product along every step of the user journey.
