Launch investment products across markets, fully compliant from day one
Upvest provides the full licenсe scope across brokerage, custody and proprietary trading in Europe and the UK to enable any investment offering, without the regulatory heavy lifting.
Upvest pairs modern infrastructure with profound regulatory expertise
We hold the investment service licences you need to launch investment products quickly and across markets.
Upvest’s broad set of licences enables us to:
Investment brokerage
(§ 2 Abs. 2 Nr. 3, 5 WpIG and Art. 25(1)–(2) RAO)
Receive and transmit our clients' or their end users' orders for execution.
Financial brokerage
(§ 2 Abs. 2 Nr. 1 WpIG and Art. 21 RAO)
Execute orders on behalf of our clients or our clients’ end users.
Custody
(§ 2 Abs. 3 Nr. 1 WpIG and Art. 40 RAO)
Offer regulated custody accounts on client or end-user level.
Proprietary trading
(§ 2 Abs. 2 Nr. 10 WpIG)
Trading in financial instruments for our own account as a service to others.
FX business
(§ 2 Abs. 3 Nr. 4 WpIG)
Convert currencies pre-trading so end users can trade in foreign currencies.
Supervised by Bafin and the FCA*, our investment firm licences enable us to support clients across the EU, and the UK with compliant, cross-border investment infrastructure. In Europe, we’re fully passported across all countries. We have established branches in major markets, including France, Spain, and Austria.
As a regulated firm, we stay ahead of regulatory change, offering clear guidance and support as you scale. Your requirements are our requirements, regulatory updates are standard product extensions, not custom development projects.
Licences across markets
Germany, EU & EEA
Upvest’s offering:
Upvest holds a complete set of licences in Germany, granted and supervised by the German regulator Bafin, and established branches in major markets, including France, Spain, and Austria. As a regulated investment firm, activities performed under these licences can be passported across all countries within the EU.
From a legal and functional perspective, Upvest offers complete flexibility in operating models to meet your target setup. Whether you want to use your own licences or utilise Upvest’s.
What you bring:
- Reception and transmission of orders (RTO) or national licenсes under trading law, such as the German financial investment brokerage licence (§ 34f GewO).
- Alternatively, you can leverage a specialised liability umbrella (tied‑agent model) for the RTO through Upvest’s partner network.
United Kingdom
Upvest’s offering:
Upvest holds a complete set of licences in the UK, granted and supervised by the FCA.
From a legal and functional perspective, Upvest offers complete flexibility in operating models to meet your target setup. Whether you want to use your own licences or utilise Upvest’s.
What you bring:
- FCA permissions, including Arranging deals in investments and Arranging custody.
- Alternatively, you can leverage a specialised liability umbrella (tied‑agent model) through Upvest’s partner network.
Upvest is built to meet the highest compliance standards
Banking-grade security
Secure by design, with compliance built-in from day one.
Cloud-based Investment API
Event-driven architecture with real-time processing.