Integrate and launch the Altersvorsorgedepot
Germany’s pension reform is a once-in-a-generation opportunity to lead the market. Download guide to learn more.



About this guide
Germany's new subsidised pension account
Be ready the moment the reform takes effect on 1. January 2027 to attract new end users and secure the first wave of Riester conversions.
Unlock a €1 trillion+ opportunity
The Altersvorsorgedepot covers the full pension lifecycle with attractive bonuses and tax incentives, making it the go-to investment product for long-term wealth building.
Capture reallocation of wealth
The expected reallocation of 15+ million existing Riester contracts and €150 billion in assets creates a one-time window to win long-lasting market share.
Drive long-term asset retention
Long-term pension solutions create end-user stickiness and reliable recurring inflows of assets across the entire end-user lifecycle.








